:root{
  --navy:#0b2552;
  --navy-2:#103b73;
  --blue:#1768c4;
  --teal:#12a7ad;
  --teal-2:#35c8c0;
  --teal-soft:#eafafa;
  --blue-soft:#edf5ff;
  --ink:#102238;
  --muted:#617287;
  --line:#e3ebf4;
  --bg:#f5f8fb;
  --white:#ffffff;
  --shadow:0 26px 70px rgba(12,35,72,.10);
  --shadow-soft:0 14px 32px rgba(12,35,72,.07);
}
*{box-sizing:border-box}
html{
  font-family:"Plus Jakarta Sans",ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
  background:var(--bg);
  color:var(--ink);
  -webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;
}
body{
  margin:0;
  min-height:100vh;
  display:flex;
  flex-direction:column;
  background:
    radial-gradient(circle at 10% 8%, rgba(23,104,196,.10), transparent 23%),
    radial-gradient(circle at 92% 16%, rgba(18,167,173,.12), transparent 22%),
    linear-gradient(180deg,#fbfdff 0%,#f5f8fc 55%,#f2f7fa 100%);
  position:relative;
  overflow-x:hidden;
}
a{color:inherit;text-decoration:none}
.page-glow{
  position:fixed;
  width:36rem;
  height:36rem;
  border-radius:50%;
  filter:blur(100px);
  opacity:.18;
  pointer-events:none;
  z-index:0;
}
.page-glow-left{left:-13rem;top:-12rem;background:#7eb9ff}
.page-glow-right{right:-14rem;top:8rem;background:#68e1dc}
.topbar{
  height:88px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  padding:0 clamp(20px,5vw,72px);
  background:rgba(255,255,255,.78);
  border-bottom:1px solid rgba(227,235,244,.96);
  backdrop-filter:blur(18px);
  -webkit-backdrop-filter:blur(18px);
  position:sticky;
  top:0;
  z-index:10;
}
.brand{display:flex;align-items:center;gap:14px;min-width:0}
.brand-mark{
  width:58px;
  height:52px;
  display:grid;
  place-items:center;
  border-radius:15px;
  background:linear-gradient(180deg,#fff,#f8fbff);
  box-shadow:inset 0 0 0 1px rgba(219,231,242,.95),0 10px 20px rgba(13,37,82,.05);
  overflow:hidden;
}
.brand-mark img{width:100%;height:100%;object-fit:contain;display:block}
.brand-name{display:flex;align-items:baseline;gap:8px;white-space:nowrap;letter-spacing:-.03em}
.brand-name strong{font-size:24px;color:var(--navy);font-weight:800}
.brand-name span{font-size:16px;font-weight:800;color:var(--teal)}
.top-note{font-size:13px;color:#60748d;font-weight:700;letter-spacing:-.01em}
main{flex:1;display:grid;place-items:center;padding:54px 20px 60px;position:relative;z-index:1}
.hero-shell{width:min(1000px,100%)}
.hero{
  position:relative;
  width:100%;
  padding:clamp(30px,4.5vw,48px);
  border:1px solid rgba(221,231,241,.95);
  border-radius:32px;
  background:linear-gradient(180deg,rgba(255,255,255,.97),rgba(255,255,255,.92));
  box-shadow:var(--shadow);
  overflow:hidden;
}
.hero::before{
  content:"";
  position:absolute;
  width:310px;
  height:310px;
  border-radius:50%;
  right:-140px;
  top:-150px;
  background:radial-gradient(circle,rgba(18,167,173,.14),rgba(18,167,173,0) 68%);
  pointer-events:none;
}
.hero::after{
  content:"";
  position:absolute;
  width:260px;
  height:260px;
  border-radius:50%;
  left:-150px;
  bottom:-180px;
  background:radial-gradient(circle,rgba(23,104,196,.11),rgba(23,104,196,0) 70%);
  pointer-events:none;
}
.eyebrow{
  width:max-content;
  max-width:100%;
  margin:0 auto 14px;
  display:flex;
  align-items:center;
  gap:8px;
  padding:8px 12px;
  border:1px solid #d9f0ef;
  background:#f3fcfc;
  color:#167f87;
  border-radius:999px;
  font-size:12px;
  line-height:1;
  font-weight:800;
  letter-spacing:.02em;
  position:relative;
  z-index:1;
}
.eyebrow-dot{width:7px;height:7px;border-radius:50%;background:var(--teal);box-shadow:0 0 0 4px rgba(18,167,173,.10)}
.hero-copy{text-align:center;max-width:760px;margin:0 auto 30px;position:relative;z-index:1}
h1{margin:0;color:var(--navy);font-size:clamp(38px,5.2vw,58px);line-height:1.05;letter-spacing:-.052em;font-weight:800}
.hero-copy p{margin:16px auto 0;max-width:650px;font-size:17px;line-height:1.65;color:var(--muted);font-weight:500}
.choices{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;position:relative;z-index:1}
.choice-card{
  position:relative;
  min-height:244px;
  display:flex;
  flex-direction:column;
  align-items:flex-start;
  padding:22px 20px 21px;
  border:1px solid var(--line);
  border-radius:24px;
  background:rgba(255,255,255,.96);
  box-shadow:0 8px 22px rgba(12,35,72,.045);
  transition:transform .2s ease,border-color .2s ease,box-shadow .2s ease,background .2s ease;
  overflow:hidden;
}
.choice-card::after{
  content:"";
  position:absolute;
  left:18px;
  right:18px;
  bottom:0;
  height:3px;
  border-radius:10px 10px 0 0;
  background:linear-gradient(90deg,var(--teal),var(--blue));
  opacity:0;
  transform:scaleX(.72);
  transition:opacity .2s ease,transform .2s ease;
}
.choice-card:hover,.choice-card:focus-visible{
  transform:translateY(-5px);
  border-color:#cfe4e6;
  background:#fff;
  box-shadow:0 20px 38px rgba(12,35,72,.10);
  outline:none;
}
.choice-card:hover::after,.choice-card:focus-visible::after{opacity:1;transform:scaleX(1)}
.choice-icon{
  width:72px;
  height:72px;
  display:grid;
  place-items:center;
  border-radius:20px;
  background:linear-gradient(145deg,#f8ffff,#edf8fb);
  border:1px solid #dff0f0;
  box-shadow:inset 0 1px 0 rgba(255,255,255,.9);
  margin-bottom:19px;
}
.choice-icon svg{width:43px;height:43px}
.choice-text{display:flex;flex-direction:column;gap:8px;padding-right:22px}
.choice-text strong{font-size:20px;line-height:1.25;letter-spacing:-.025em;color:var(--navy);font-weight:800}
.choice-text small{font-size:13px;line-height:1.58;color:var(--muted);font-weight:500}
.arrow{
  position:absolute;
  right:18px;
  bottom:18px;
  width:32px;
  height:32px;
  display:grid;
  place-items:center;
  border-radius:50%;
  background:#f2fbfb;
  color:var(--teal);
  font-size:26px;
  line-height:1;
  font-weight:500;
  transition:transform .2s ease,background .2s ease,color .2s ease;
}
.choice-card:hover .arrow,.choice-card:focus-visible .arrow{transform:translateX(3px);background:var(--teal);color:#fff}

.four-up{grid-template-columns:repeat(2,minmax(0,1fr))}
.quote-card{min-height:345px;padding-top:18px}
.featured-card{border-color:#b8d6d8;box-shadow:0 18px 44px rgba(12,35,72,.10)}
.choice-badge{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  min-height:30px;
  padding:7px 14px;
  border-radius:999px;
  background:linear-gradient(90deg,#2dc58c,#1ba5b1);
  color:#fff;
  font-size:12px;
  font-weight:800;
  letter-spacing:.05em;
  margin-bottom:16px;
}
.choice-badge.neutral{background:linear-gradient(90deg,#7a8ea6,#55708f)}
.popular-badge{
  position:absolute;
  top:-13px;
  left:50%;
  transform:translateX(-50%);
  background:#102c33;
  color:#fff;
  padding:7px 14px;
  border-radius:999px;
  font-size:12px;
  font-weight:800;
  letter-spacing:.02em;
  box-shadow:0 8px 18px rgba(16,44,51,.18);
}
.metric-block{width:100%;margin-top:14px}
.metric-label{
  color:#7d8c9d;
  text-transform:uppercase;
  letter-spacing:.08em;
  font-size:11px;
  font-weight:800;
  margin-bottom:6px;
}
.metric-value{font-size:24px;line-height:1.1;color:var(--ink);font-weight:800;letter-spacing:-.03em}
.metric-value span{font-size:15px;font-weight:600;color:#617287}
.metric-value.coverage{font-size:26px}
.metric-value.help-text{font-size:19px;line-height:1.35}
.metric-value.help-text span{display:block;font-size:14px;margin-top:3px}
.metric-divider{width:100%;height:1px;background:linear-gradient(90deg,rgba(227,235,244,.2),rgba(227,235,244,.95),rgba(227,235,244,.2));margin:16px 0 2px}
.cta-line{
  margin-top:auto;
  display:inline-flex;
  align-items:center;
  justify-content:center;
  width:100%;
  min-height:48px;
  border-radius:16px;
  background:linear-gradient(90deg,#0a2231,#062943);
  color:#fff;
  font-size:16px;
  font-weight:800;
  letter-spacing:-.02em;
  padding:12px 14px;
}
.quote-card:hover .cta-line,.quote-card:focus-visible .cta-line{background:linear-gradient(90deg,#12a7ad,#0f4877)}
.unsure-card .cta-line{background:linear-gradient(90deg,#234765,#0f4877)}

.trust-row{
  display:flex;
  flex-wrap:wrap;
  justify-content:center;
  gap:10px 14px;
  margin:28px auto 0;
  color:#60748d;
  font-size:12.5px;
  font-weight:700;
  position:relative;
  z-index:1;
}
.trust-row span{display:flex;align-items:center;gap:8px;padding:9px 13px;border-radius:999px;background:#f8fbfd;border:1px solid rgba(227,235,244,.95)}
.trust-row i{font-style:normal;color:var(--teal);font-size:18px;line-height:1}
.fine-print{max-width:760px;margin:18px auto 0;font-size:11.5px!important;line-height:1.65!important;color:#7d8c9d!important;text-align:center;position:relative;z-index:1}
footer{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:24px;
  padding:18px clamp(20px,5vw,72px);
  border-top:1px solid rgba(227,235,244,.95);
  color:#8c99aa;
  font-size:12px;
  background:rgba(255,255,255,.82);
  backdrop-filter:blur(12px);
  -webkit-backdrop-filter:blur(12px);
}
.footer-brand{display:flex;align-items:center;gap:10px;font-weight:600}
.footer-brand img{width:34px;height:30px;object-fit:contain}
footer nav{display:flex;gap:20px;flex-wrap:wrap}
footer a{transition:color .2s ease}
footer a:hover{color:var(--teal)}
.legal-wrap{width:min(880px,100%);margin:0 auto;padding:52px 20px 68px}
.legal-card{background:linear-gradient(180deg,rgba(255,255,255,.97),rgba(255,255,255,.93));border:1px solid var(--line);border-radius:28px;padding:clamp(24px,5vw,44px);box-shadow:var(--shadow)}
.legal-card h1{font-size:clamp(34px,5vw,44px);letter-spacing:-.045em;margin:0 0 16px;color:var(--navy)}
.legal-card h2{font-size:19px;letter-spacing:-.02em;margin:28px 0 8px;color:var(--navy)}
.legal-card p,.legal-card li{color:var(--muted);line-height:1.75}
.legal-card ul{padding-left:20px}
.back-link{display:inline-flex;margin-top:24px;color:var(--teal);font-weight:800}
@media (max-width:860px){
  .choices,.four-up{grid-template-columns:1fr;gap:12px}
  .choice-card{min-height:0;display:flex;padding:18px 18px 18px 16px}
  .choice-card::after{left:0;right:0;top:auto;bottom:0;height:3px;border-radius:10px 10px 0 0}
  .quote-card{min-height:0}
  .popular-badge{top:12px;right:12px;left:auto;transform:none;font-size:10px;padding:6px 10px}
  .choice-badge{margin-top:22px}
  .choice-icon{margin:0 0 14px 0;width:64px;height:64px;border-radius:18px}
  .choice-icon svg{width:38px;height:38px}
  .choice-text{padding-right:0}
  .choice-text strong{font-size:19px}
  .choice-text small{font-size:13px}
  .metric-value{font-size:22px}
  .metric-value.coverage{font-size:24px}
  .arrow{position:absolute}
}
@media (max-width:720px){
  .topbar{height:76px;padding:0 16px}
  .top-note{display:none}
  .brand-mark{width:52px;height:46px}
  .brand-name strong{font-size:20px}
  .brand-name span{font-size:14px}
  main{padding:34px 16px 42px}
  .hero{padding:22px 18px 24px;border-radius:24px}
  .eyebrow{margin-bottom:12px}
  .hero-copy{margin-bottom:22px}
  h1{font-size:38px}
  .hero-copy p{font-size:15.5px}
  
.four-up{grid-template-columns:repeat(2,minmax(0,1fr))}
.quote-card{min-height:345px;padding-top:18px}
.featured-card{border-color:#b8d6d8;box-shadow:0 18px 44px rgba(12,35,72,.10)}
.choice-badge{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  min-height:30px;
  padding:7px 14px;
  border-radius:999px;
  background:linear-gradient(90deg,#2dc58c,#1ba5b1);
  color:#fff;
  font-size:12px;
  font-weight:800;
  letter-spacing:.05em;
  margin-bottom:16px;
}
.choice-badge.neutral{background:linear-gradient(90deg,#7a8ea6,#55708f)}
.popular-badge{
  position:absolute;
  top:-13px;
  left:50%;
  transform:translateX(-50%);
  background:#102c33;
  color:#fff;
  padding:7px 14px;
  border-radius:999px;
  font-size:12px;
  font-weight:800;
  letter-spacing:.02em;
  box-shadow:0 8px 18px rgba(16,44,51,.18);
}
.metric-block{width:100%;margin-top:14px}
.metric-label{
  color:#7d8c9d;
  text-transform:uppercase;
  letter-spacing:.08em;
  font-size:11px;
  font-weight:800;
  margin-bottom:6px;
}
.metric-value{font-size:24px;line-height:1.1;color:var(--ink);font-weight:800;letter-spacing:-.03em}
.metric-value span{font-size:15px;font-weight:600;color:#617287}
.metric-value.coverage{font-size:26px}
.metric-value.help-text{font-size:19px;line-height:1.35}
.metric-value.help-text span{display:block;font-size:14px;margin-top:3px}
.metric-divider{width:100%;height:1px;background:linear-gradient(90deg,rgba(227,235,244,.2),rgba(227,235,244,.95),rgba(227,235,244,.2));margin:16px 0 2px}
.cta-line{
  margin-top:auto;
  display:inline-flex;
  align-items:center;
  justify-content:center;
  width:100%;
  min-height:48px;
  border-radius:16px;
  background:linear-gradient(90deg,#0a2231,#062943);
  color:#fff;
  font-size:16px;
  font-weight:800;
  letter-spacing:-.02em;
  padding:12px 14px;
}
.quote-card:hover .cta-line,.quote-card:focus-visible .cta-line{background:linear-gradient(90deg,#12a7ad,#0f4877)}
.unsure-card .cta-line{background:linear-gradient(90deg,#234765,#0f4877)}

.trust-row{gap:9px;font-size:12px}
  .trust-row span{padding:9px 12px}
  footer{padding:15px 16px}
}
@media (max-width:480px){
  .choice-card{grid-template-columns:60px 1fr 30px;column-gap:12px;padding:16px 14px;border-radius:20px}
  .choice-icon{width:56px;height:56px;border-radius:16px}
  .choice-icon svg{width:34px;height:34px}
  .choice-text strong{font-size:18px}
  .choice-text small{font-size:12.5px;line-height:1.55}
  h1{font-size:34px}
  .fine-print{text-align:left}
  footer{align-items:flex-start;flex-direction:column;gap:8px}
  footer nav{gap:16px}
}
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{scroll-behavior:auto!important;transition:none!important}
}